1. Introduction

Welcome to LoanSparks (“we,” “our,” or “us”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial calculation services.

By using our website, you consent to the practices described in this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

2. Information We Collect

2.1 Information You Provide

We may collect information that you voluntarily provide to us, including:

  • Financial calculation inputs (loan amounts, interest rates, investment amounts)
  • Contact information when you reach out to us
  • Feedback and comments you provide

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information, including:

  • IP address and location information
  • Browser type and version
  • Device information
  • Pages visited and time spent on our website
  • Referring website information

3. How We Use Your Information

We use the collected information for the following purposes:

  • To provide and maintain our financial calculation services
  • To improve our website functionality and user experience
  • To analyze usage patterns and optimize our services
  • To respond to your inquiries and provide customer support
  • To ensure security and prevent fraud
  • To comply with legal obligations

4. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:

  • With your explicit consent
  • To comply with legal requirements or court orders
  • To protect our rights, property, or safety, or that of our users
  • With trusted service providers who assist us in operating our website (subject to confidentiality agreements)
  • In connection with a business transfer or merger

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Regular security assessments and updates
  • Access controls and authentication measures
  • Employee training on data protection practices

However, please note that no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience and analyze website usage. Cookies are small files stored on your device that help us:

  • Remember your preferences and settings
  • Analyze website traffic and user behavior
  • Improve our services and content

You can control cookie settings through your browser preferences. However, disabling cookies may affect the functionality of our website.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Right to access your personal information
  • Right to correct or update your information
  • Right to delete your personal information
  • Right to restrict processing of your information
  • Right to data portability
  • Right to object to processing

To exercise these rights, please contact us using the information provided below.

8. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website and updating the “Last updated” date. Your continued use of our services after such changes constitutes acceptance of the updated policy.

11. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Email: privacy@loansparks.com

Phone: +1 512-240-5513

Address: NY, USA