1. Introduction
This California Consumer Privacy Act (CCPA) Notice applies to California residents and supplements our general Privacy Policy. Under the CCPA, you have specific rights regarding your personal information. This notice describes how we collect, use, and share personal information about California consumers and the rights available to them under the CCPA.
For purposes of this notice, “personal information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer or household.
2. Categories of Personal Information We Collect
In the past 12 months, we have collected the following categories of personal information about California consumers:
A. Identifiers
Examples: Name, email address, IP address, device identifiers
Source: Directly from you and automatically collected
Business Purpose: Provide services, customer support, security
B. Internet or Network Activity
Examples: Browsing history, search history, interaction with our website
Source: Automatically collected through your device
Business Purpose: Website analytics, improve user experience
C. Geolocation Data
Examples: Approximate location based on IP address
Source: Automatically collected
Business Purpose: Personalize content, comply with legal requirements
D. Inferences
Examples: Preferences derived from usage patterns
Source: Derived from other collected information
Business Purpose: Improve services and user experience
3. How We Use Personal Information
We may use the personal information we collect for the following business purposes:
- Providing and maintaining our financial calculator services
- Processing and responding to your requests and inquiries
- Improving our website and services
- Conducting analytics and research
- Ensuring security and preventing fraud
- Complying with legal obligations
- Communicating with you about our services
4. Sharing of Personal Information
In the past 12 months, we have shared personal information with the following categories of third parties for business purposes:
- Service Providers: Companies that provide services on our behalf (hosting, analytics, customer support)
- Legal and Regulatory: Law enforcement, courts, and regulatory agencies when required by law
- Business Partners: In connection with business transactions or partnerships
We do not sell personal information and have not sold personal information in the past 12 months.
5. Your CCPA Rights
As a California resident, you have the following rights under the CCPA:
Right to Know
You have the right to request information about the categories and specific pieces of personal information we have collected about you, the sources of such information, our business purposes for collecting it, and the categories of third parties with whom we share it.
Right to Delete
You have the right to request that we delete personal information we have collected from you, subject to certain exceptions.
Right to Opt-Out of Sale
You have the right to opt-out of the sale of your personal information. However, we do not sell personal information.
Right to Non-Discrimination
You have the right not to receive discriminatory treatment for exercising your privacy rights under the CCPA.
6. How to Exercise Your Rights
To exercise your CCPA rights, you may submit a request by:
- Emailing us at: privacy@loansparks.com
- Calling us at: +1 512-240-5513
- Mailing us at: NY, USA
Verification Process
To protect your privacy and security, we will verify your identity before processing your request. The verification process may require:
Additional documentation for certain requests
Providing identifying information such as name and email address
Answering questions about your use of our services